Wise Smashes Records: Cross-Border Transactions Soar, Ambitious US-UK Listing Ahead

5 June 2025
Wise Smashes Records: Cross-Border Transactions Soar, Ambitious US-UK Listing Ahead

Wise Plc Shatters Growth Expectations: £145.2 Billion in Cross-Border Transfers, Dual Listing Set to Shake Up Fintech!

Wise Plc posts record profits, surging customer growth, and reveals bold plans for a dual US-UK listing to fuel future expansion in 2025.

Quick Facts:

  • Cross-border transactions: Up 23% to £145.2 billion
  • Profit before tax: Leaps 17% to £565 million
  • Active customers: Up 21% to 15.6 million
  • Instant payments: 65% completed in under 20 seconds

Wise Plc, a global leader in digital payments, just upped the ante for the fintech world with their latest results. For the year ending March 31, 2025, the company processed a jaw-dropping £145.2 billion in cross-border transactions—a 23% surge that sent profits and customer numbers soaring.

At the heart of this remarkable run: a laser focus on advancing payment speed, slashing costs, and reimagining how money moves across borders. The fintech powerhouse is now making waves with its plan for a dual stock listing in the US and UK, a bold move designed to amplify visibility and attract a new class of investors.

Why Is Wise’s Growth Making Headlines?

Wise’s relentless innovation has rapidly grown its user base to 15.6 million, up 21% year-on-year. Profit before tax climbed to £565 million, a 17% upswing, as global demand for seamless, affordable international transfers shows no signs of slowing.

This momentum is powered by a £2 billion investment blitz spanning infrastructure, product development, and marketing over the next two years. The company has also driven down its take rate by 14 basis points, a move that means even lower fees for customers.

How Are Wise’s Instant Payments Changing the Game?

Imagine sending money overseas in less time than it takes to read this sentence. Approximately 65% of Wise’s cross-border transactions now land in the recipient’s account in under 20 seconds. This lightning-fast payment speed rapidly outpaces traditional banking, fueling fierce loyalty among users who expect instant, borderless service.

Want to learn more about fintech advances? Explore innovation at Finextra or global payments insights via Reuters.

What Does the US-UK Dual Listing Mean for Investors?

Wise’s planned dual listing on both UK and US stock exchanges is a direct play for greater visibility and deeper pockets. For investors, this unlocks access to two of the world’s most powerful capital markets and positions Wise for a new era of international scale.

According to Wise leadership, the UK remains a strategic anchor due to world-class talent in financial technology, even as the company expands its appeal to American investors.

Stay updated on global financial news at Financial Times.

How Can Businesses and Individuals Take Advantage?

Want to send money abroad faster and at lower cost? Wise’s evolving platform now supports instant payments and reduced fees, making it a go-to tool for freelancers, global businesses, and families alike.

Here’s how you can get started:

  • Sign up at Wise.com
  • Verify your identity online in minutes
  • Link your bank account or payment card
  • Begin sending and receiving quick, secure payments around the world

What’s Next for Wise and the Fintech Sector?

With scaling ambitions—backed by billions in fresh investment and a high-visibility double listing—Wise is poised to accelerate the borderless money revolution in 2025 and beyond. As global commerce continues to digitize, watch for more fintech breakthroughs that put speed and savings directly in your wallet.

Ready to join the borderless money revolution? Take action now:

  • Follow Wise’s progress at Wise.com
  • Compare services on leading financial platforms
  • Sign up, verify, and experience ultra-fast, low-cost transfers yourself
  • Stay informed on fintech trends via TechCrunch and Bloomberg

References

Pioneering a New Era of Cross-Border Transactions: Harsh Sinha's Fintech Transformation at Wise

Cody Stevens

Cody Stevens is a seasoned author and thought leader in the fields of emerging technologies and financial technology (fintech). He holds a Master's degree in Information Systems from the prestigious University of Southern California, where he honed his expertise in data analytics and software development. With over a decade of experience, Cody has held pivotal roles at PayPal, where he contributed to innovative projects that transformed the digital payment landscape. His insightful analyses and forward-thinking perspectives have been featured in various industry publications. Through his writing, Cody aims to bridge the gap between complex technological concepts and practical applications, helping readers navigate the rapidly evolving fintech ecosystem.

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